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Collision with uninsured driver

March 17, 2024
in Personal Finance
Reading Time: 1 min read
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After I drove my daughter from hockey I bought squeezed and hit by a man in fancy pickup truck, who (in all probability) wished to take unlawful u-turn on an interstate ramp (utilizing grime highway within the center). No person was injured and there’s perhaps $2000 injury on my Honda.

He stopped and after I requested about his insurance coverage, he stated he has none. I known as cops, as a consequence of undeniable fact that it was interstate ramp, county stated they don’t deal with this and pushed it to Virginia state troopers.

As soon as they arrived, they requested me and him for our story, allow us to fill contacts information kind after which gave me his and despatched me my manner.

I nonetheless don’t have concept what to do. The tackle offered on the shape stuffed by the uninsured man and offered to me by the state trooper is faux. It doesn’t exist. Doesn’t present on any map. I’ve no technique to confirm the remainder of the shape. What ought to I do?

My insurance coverage might care for it, however I’ll take hit in paying extra for my premiums for a very long time. Plus I’ve comparatively excessive deductible.

Usually it could be declare in the direction of HIS insurance coverage, not mine. However he’s uninsured. Ought to I’m going to courtroom? Small claims? Any likelihood? What are my choices?

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